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Yield, Returns & Lending

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Articles in Yield, Returns & Lending

10 guides

Counterparty Risks: DeFi vs Centralized Crypto Lending
DeFi protocols carry smart-contract and oracle risk. Centralized lenders add rehypothecation and bankruptcy risk. Institutional custody segregates assets and limits counterparties.
Crypto Loan Tax Treatment & Interest Deductibility
How crypto-backed borrowing is taxed: loan proceeds generally aren't income, interest deductibility under the tracing rules, and when liquidation or paying in crypto is taxable.
Crypto Yield in a Trust or Entity Structure
How staking and lending yield flows to an LLC, LP, or irrevocable trust, grantor-trust, pass-through, and UBTI considerations, plus where to get professional advice.
Earning Yield on XRP and Digital Assets in Custody
Yield options for XRP and other digital assets held in custody: lending programs, AMM pools, and third-party yield programs, with counterparty, tax, and regulatory risks explained.
How to Borrow Against Crypto as Collateral Without Selling
Step-by-step guide to crypto-backed lending: entity setup, qualified custody, LTV mechanics, margin calls, liquidation triggers, and counterparty risk.
How to Cover Interest Payments on a Crypto-Backed Loan
Three cash-flow sources that let you service a crypto-backed loan without selling your collateral, with the risks and tax consequences of each.
Lower-Risk Ways to Earn Yield on BTC, XRP, and ETH
Compare institutional lending, ETH staking, and DeFi yield for BTC, XRP, and ETH holders who want income without selling, with custody, risk, and tax notes.
Rehypothecation Risk in Crypto Lending
What happens to your collateral at a crypto lender, segregation vs reuse, why rehypothecation matters, and what bankruptcy outcomes have shown. Educational, not advice.
Responsible LTV Ratio for Crypto-Backed Loans
Learn what loan-to-value ratio is considered responsible for crypto-backed loans, how margin calls and liquidation work, and what risks volatile collateral creates.
Stablecoin Yield Risk Spectrum
Why stablecoin yield carries very different risk depending on the backing, fiat-reserve USDC vs algorithmic vs tokenized-Treasury, with dated depeg history and no guarantees.

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