DAG Family Office
Generational wealth transfer that survives the transition of digital assets
Multi-generation transfer strategy across trusts, entities, and crypto positions, designed so heirs actually receive what was intended without losing the keys.
Section 01
The transfer fails in the places nobody thought to document
The trusts are drafted. The entities exist. The valuations look reasonable. Then the principal dies and the heirs discover that nobody can access the cold wallet, the successor trustee doesn't know who the custodian is, and the estate has a tax bill due in nine months without the liquidity to pay it.
A transfer plan that works has to survive the transition operationally, not just on paper.
A perfect document the heirs can't execute is worse than no document at all.
Section 02
Four layers of a transfer plan
01
Structure
Trusts, entities, and ownership chains designed for the actual transfer: GST allocation, valuation discounts, jurisdictional choice, and basis planning thought through end to end.
02
Liquidity
Transfer plans fail when there isn't cash to pay the tax. We model when liquidity is needed, where it comes from, and whether ILITs, lending, or position trimming is the right answer.
03
Digital-asset access
Custody, signing authority, and key access have to survive the principal. Successor signers, custodian succession, and multi-sig quorum changes are documented before they're needed.
04
Heir readiness
A perfect plan that arrives without context is a problem, not a gift. We work with the next generation on what they're receiving, how it's structured, and what's expected of them.
Section 03
Digital-asset succession, in writing
The most common estate failure for crypto-native families isn't tax. It's that the access dies with the principal. The plan has to anticipate that, and the procedure has to be testable while the principal is still around to confirm it works.
Successor signing authority
Who can sign for which wallet under which authority once the principal is gone. Documented and tested, not assumed.
Custodian succession
Independent qualified custodian agreements name successor principals and updated signing parties. Procedure for invoking succession is defined.
Cold storage continuity
If part of the position lives in cold storage, the recovery procedure works without the original principal. Tested under realistic conditions.
Cost basis preservation
Lot-level cost basis transfers with the asset. Step-up planning, gifting basis, and post-transfer reporting are coordinated with DAG Private Client in advance.
Section 04
How the engagement actually unfolds
Year 0
Discovery & modeling
Inventory of every asset, entity, and beneficiary. Model the transfer under current law. Identify the gaps before drafting starts.
Year 1
Structure & implementation
Counsel drafts. Entities form. Custody architecture updates to reflect the new structure. Funding events sequenced for tax efficiency.
Year 2+
Maintenance & education
Annual reviews. Funding refreshes. Next-generation education and governance integration so the structure actually functions when it's needed.
Questions
Frequently asked
Next step
Most transfer conversations start with an honest review of the current plan and where it would actually break.
From there we sequence what to rebuild, what to leave alone, and what to test while everyone is still in the room to fix it.
Disclosures
DAG (Digital Ascension Group) coordinates family office and wealth management services.
DAG Holdings Co is a holding company that does not provide investment advisory, brokerage, administrative, or insurance services to clients. DAG is not a law firm, does not provide legal or tax advice, and does not provide tax preparation services. Tax matters are handled through referrals to independent qualified tax professionals.
DAG Private Client services involve estate matters that require qualified independent counsel in the applicable jurisdiction. LLC formation, trust drafting, and estate planning services are provided in coordination with or by qualified independent legal counsel licensed in the applicable jurisdiction.
Asset protection structures, including Wyoming LLCs and trusts, do not guarantee protection against all claims, creditors, or losses. Outcomes depend on specific facts, jurisdiction, and applicable law. Insurance products and services are offered through Xure Insurance or its affiliates.
Investment advisory services are offered exclusively through DAG Wealth, an SEC-Registered Investment Adviser (CRD No. 328627). Registration with the SEC does not imply a particular level of skill or training. Form ADV and Form CRS are available upon request or at www.adviserinfo.sec.gov.
Custody arrangements with third-party independent qualified custodians reduce certain risks but do not eliminate them. Investing in digital assets involves risk, including the possible loss of principal. Digital assets are highly volatile and may not be suitable for all investors. Past performance is not indicative of future results.
Specific fee schedules, scope of engagement, conflicts of interest, and material business practices are disclosed in writing before engagement and in Form ADV Part 2A for the investment-advisory portion.
The information on this site is for general educational purposes and is not legal or tax advice.