DAG Private Client
When a basic living trust is no longer the right tool
The DAG Legacy Revocable Trust and the DAG Strategic Irrevocable Trust. Structures that hold up when the estate is sophisticated, the exposure is real, and the horizon is generational.
Section 01
When a basic trust is no longer the right tool
A $500 living trust package covers the paperwork for a simple estate. Probate avoidance, basic privacy, a successor trustee. For many people, that is enough.
It stops being enough when the estate gets more sophisticated. Significant assets. Real estate in multiple states. A crypto portfolio that is itself the bulk of the net worth. A business. Net worth approaching eight figures. A profession with real lawsuit exposure. A horizon that extends past your grandchildren.
At that level, the trust document itself has to do more work. The DAG Legacy Revocable Trust and the DAG Strategic Irrevocable Trust are designed for that work. Both are drafted by Wyoming-licensed estate planning attorneys. Both take advantage of Wyoming trust law: dynasty planning up to 1,000 years, strong privacy provisions, no state income tax, and Domestic Asset Protection Trust status for the irrevocable version.
Did you know
Wyoming's DAPT law allows the grantor of an irrevocable trust to remain a beneficiary while the trust assets receive statutory protection from future creditor claims, subject to a two-year seasoning period and applicable law.
Source: Wyoming Uniform Trust Code, Wyo. Stat. §§ 4-10-510 through 4-10-523 (Title 4, Chapter 10, Article 5).
Stat
1,000 yrs
Maximum dynasty trust duration under Wyoming law. State limits vary widely.
Source: Wyoming Uniform Trust Code, Wyo. Stat. §§ 4-10-510 through 4-10-523.
Architecture
How the LLC and the trust work together
Each piece does one job. The combination does the work. The Assignment of Interest is the link most generic estate planning misses, because most generic estate planning doesn't know there's a Wyoming Digital Asset LLC on the other side.
01
The LLC
Holds your crypto. Controls the wallet, the operating agreement, the banking. Designed to provide structural protection from personal liability while you're alive.
02
The Trust
Owns the LLC. Controls what happens to the LLC's membership interest after you die or become incapacitated.
03
The Assignment of Interest
The legal document that moves the LLC interest into the trust. Without it, the LLC interest stays in your personal name and goes through probate anyway.
Foundational packages · Self-directed
Entry-level living trust formation
DAG offers three foundational living-trust packages for clients who need a self-directed structure paired with a Wyoming Digital Asset LLC. These packages are self-directed and do not include the assistance of an estate attorney. Which one fits depends on what you already have in place.
Important, self-directed process
The foundational living-trust packages below are a self-directed process. They do not include the assistance, review, or drafting services of an estate planning attorney. DAG provides the structural templates and coordinates the pairing with your Wyoming Digital Asset LLC; you complete the trust setup yourself. If you want attorney-drafted documents, see the DAG Legacy Revocable Trust or Strategic Irrevocable Trust below, which include drafting by counsel licensed in the applicable jurisdiction.
Package · Self-directed
Digital Asset Living Trust Formation
$500
You already have a Wyoming Digital Asset LLC and need the trust set up around it.
No estate attorney included
Get StartedPackage · Self-directed
Living Trust Assignment Bridge
$500
You have both an LLC and a living trust, but the assignment of LLC interest into the trust was never properly executed.
No estate attorney included
Get StartedCommonly chosen · Self-directed
Living Trust Legacy Bundle
$1,000
You want the LLC, the living trust, and the Assignment of Interest in one engagement. A commonly chosen starting point for new clients; individual circumstances vary.
No estate attorney included
Get StartedSection 02 · Tier One
DAG Legacy Revocable Living Trust
$5,000 · custom-drafted · attorney engagement
The Legacy Trust is the upgrade from a basic living trust package. Custom-drafted by a Wyoming-licensed attorney to the specifications of your estate, designed to hold up across generations.
While you are alive, you stay in full control as both trustee and beneficiary. You can buy, sell, update the trust, or revoke it entirely. When you pass away, your successor trustee takes over immediately, with the estate avoiding probate, court involvement, and the administrative delay that comes with both.
What is included
What it does not provide
Full creditor and lawsuit protection. The revocable structure means a creditor can still reach the assets while you are alive. For that protection, the Strategic Irrevocable Trust is the right tier.
Tier One
DAG Legacy Revocable Trust
$5,000 flat
Best for families with children, privacy seekers, and multi-state property owners. Typically 4 to 6 weeks from kickoff to executed documents.
Get StartedSection 03 · Tier Two
DAG Strategic Irrevocable Trust
$20,000 · DAPT + IDGT · dual jurisdiction
A revocable living trust keeps the estate out of probate. The Strategic Irrevocable Trust adds structural protection for the assets themselves: against future creditor claims under Wyoming DAPT law, against certain estate tax exposure through IDGT status, and against changes in your domestic legal situation through optional Cook Islands provisions.
The trust combines Wyoming's domestic asset protection statutes with optional offshore provisions through the Cook Islands. The structure includes jurisdictional flexibility that can shift the trust's legal home if your domestic legal situation changes.
What is included beyond the Legacy Trust
DAPT under Wyoming law
After the two-year seasoning period, you can remain a beneficiary while the trust assets receive statutory protection from future creditor claims under Wyoming law, subject to the two-year seasoning period, fraudulent conveyance limitations, and applicable law. See important disclosures below.
IDGT status
Assets transferred to the trust are valued at the date of transfer for estate tax purposes, with future appreciation occurring inside the trust rather than the taxable estate. Tax treatment of IDGT structures is subject to IRS rulemaking and may change. Verify current treatment with qualified tax counsel before establishing or funding an IDGT.
Dual jurisdiction (Wyoming + Cook Islands)
The trust lives in Wyoming for day-to-day administration. If you face legal duress domestically, an Event of Duress clause can shift the trust's legal home to the Cook Islands. Note: offshore trust components may trigger U.S. tax reporting obligations, see disclosures below.
Trust Protector role
A designated party can modify the trust in response to changing law or family circumstances without compromising the asset-protection structure.
Tier Two
DAG Strategic Irrevocable Trust
$20,000 one-time
or 4 monthly payments of $5,000
Best for HNW individuals near the federal estate tax threshold, high-risk professionals, and global investors. Typically 8 to 12 weeks due to the dual-jurisdiction structure.
Pay $20,000 one-time4 payments of $5,000Compare
Legacy Trust vs. Strategic Irrevocable Trust
† IDGT tax treatment subject to applicable IRS rules and potential regulatory changes. Confirm with qualified tax counsel.
These trusts pick up where a basic living trust runs out of road.
Section 05
Why these jurisdictions
The structure stays in Wyoming for administration and only shifts jurisdiction if domestic legal pressure makes the question real.
Wyoming · home
What Wyoming gives the trust
- No state income, capital gains, or inheritance tax.
- Dynasty trust provisions up to 1,000 years.
- Strong privacy laws with no public registration of trust assets.
- DAPT statutes that allow a grantor to remain a beneficiary subject to a two-year seasoning period.
Cook Islands · fallback
What the Cook Islands add
- A jurisdiction recognized for asset-protection trust structures, with statutory provisions written for international creditor claims.
- A short statute of limitations on creditor claims against trust assets.
- A high burden of proof for foreign judgments.
- A legal fallback that activates only if the Event of Duress clause is invoked. Assets do not move offshore until then.
SECTION 06
How the engagement works
DAG is not a law firm and does not provide legal advice. What DAG does is coordinate. We work with Wyoming-licensed estate planning attorneys who understand crypto, LLCs, and how traditional and digital wealth intersect.
If you already have a Wyoming Digital Asset LLC, we coordinate the trust structure to work with it. If you do not yet have an LLC, we help you evaluate whether you need one as the operational layer before the trust goes on top.
The engagement typically begins with a consultation, moves to a structural review of your current estate (existing documents, asset locations, family circumstances), and ends with attorney drafting against an agreed design.
Legacy Trust
4–6 weeks
From consultation to executed documents.
Strategic Irrevocable
8–12 weeks
Additional time for the dual-jurisdiction structure.
Benefits
Why DAG clients choose this tier
Attorney-drafted in Wyoming. Custom drafting by Wyoming-licensed estate planning counsel, written for your specific estate rather than a template.
Dynasty planning up to 1,000 years. Wyoming permits one of the longest trust durations in the country.
DAPT for the irrevocable tier. Remain a beneficiary of your own irrevocable trust while the assets receive statutory protection from future creditor claims under Wyoming law, subject to a two-year seasoning period.
IDGT for estate tax planning. Asset growth happens inside the trust rather than inside the taxable estate, subject to applicable tax law.
Cook Islands fallback. An Event of Duress clause can shift the trust's legal jurisdiction if your domestic legal situation changes.
Pairs with the Wyoming Digital Asset LLC. The LLC handles the operational layer. The trust handles succession and protection.
Tier Two
Strategic Irrevocable Trust
$20,000
or 4 payments of $5,000
DAPT · IDGT · Cook Islands
Pay $20,000 one-time4 payments of $5,000Estate tax
Federal estate tax may apply to assets above the lifetime exemption, with additional state-level layers in some jurisdictions. Rates and exemption levels change over time, verify current rates and exemptions with qualified tax counsel.
Questions
Frequently asked
Next step
The right trust depends on what your estate actually looks like.
The consultation maps your current documents, asset locations, and exposure. The recommendation follows from that review.
DAG Private Client coordinates estate planning services through Wyoming-licensed attorneys. DAG is not a law firm and does not provide legal or tax advice. Trust documents, including DAPT and IDGT structures, are prepared by qualified counsel licensed in the applicable jurisdiction.
Asset protection structures, including domestic asset protection trusts and offshore trust components, do not guarantee protection against all creditor claims, judgments, or losses. Outcomes depend on jurisdiction, timing, specific facts, and applicable law, including fraudulent conveyance and transfer-in-anticipation-of-creditor rules. The two-year seasoning period for Wyoming DAPTs does not protect against claims that exist at the time of funding.
Trusts with offshore components, including Cook Islands trust provisions, may carry U.S. tax reporting requirements (including but not limited to IRS Forms 3520 and 3520-A) and other regulatory obligations. Consult qualified tax counsel before establishing or funding a trust with offshore elements.
Federal estate tax exemption amounts and rates change over time. Current exemption levels are subject to scheduled sunset provisions under existing law absent legislative action. Verify current law with qualified counsel before relying on any estate-tax-related statement on this page.
IDGT (intentionally defective grantor trust) tax treatment is governed by current IRS rules and remains subject to potential regulatory changes, including proposed IRS regulations that may affect grantor-trust treatment in the future. Confirm current treatment with qualified tax counsel before establishing or funding an IDGT.
Private foundations are subject to ongoing federal excise taxes, minimum annual distribution requirements, self-dealing rules, and other operating restrictions under applicable IRC provisions. Establish and operate with qualified tax and legal counsel.
Charitable planning structures, including DAFs, CRTs, CLTs, and direct gifts, have specific tax treatment governed by Internal Revenue Code provisions and applicable AGI limits. Distribution tax character from charitable remainder trusts is subject to IRS four-tier ordering rules. Tax outcomes depend on individual circumstances.
Investment advisory services referenced on this site are provided through DAG Wealth. Digital Wealth Partners LLC (CRD No. 328627) is an SEC Registered Investment Advisor with the U.S. Securities and Exchange Commission. Registration with the SEC does not imply a certain level of skill or training. Form ADV Part 2A and Form CRS are available upon request or at adviserinfo.sec.gov.
Compliance
DAG Private Client services involve estate matters that require qualified independent counsel in the applicable jurisdiction. LLC formation, trust drafting, and estate planning services are provided in coordination with or by qualified independent legal counsel licensed in the applicable jurisdiction. DAG is not a law firm, does not provide legal or tax advice, and does not provide tax preparation services; tax matters are handled through referrals to qualified tax professionals. DAG is not a financial advisor and does not provide financial advice. Investment advisory services are available through DAG Wealth. Digital Wealth Partners LLC (CRD No. 328627) is an SEC Registered Investment Advisor. Form ADV and Form CRS are available upon request or at www.adviserinfo.sec.gov. Registration with the SEC does not imply a particular level of skill or training.
Asset protection structures, including Wyoming LLCs and trusts, do not guarantee protection against all claims, creditors, or losses. Outcomes depend on specific facts, jurisdiction, and applicable law. The information on this page is for general educational purposes and is not legal or tax advice.