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Crypto Life Insurance

Guide index

Articles in Crypto Life Insurance

5 guides

ILIT for Crypto & PPLI Policies
How an irrevocable life insurance trust (ILIT) can own a life or PPLI policy in a crypto-wealth plan, keeping the death benefit out of the taxable estate.
Life Insurance as Estate Liquidity for Crypto
How a life insurance death benefit can fund estate-tax and settlement costs so heirs don't have to fire-sell illiquid crypto. Estate-tax figures illustrative and dated.
Offshore vs Domestic PPLI for US Persons
Offshore and domestic PPLI compared for US taxpayers, the same §817(h) and §7702 rules apply, plus an added PFIC, FBAR, and FATCA compliance layer offshore.
Premium Financing for Life Insurance With Crypto Collateral
How premium financing lets crypto holders borrow against holdings to fund large PPLI premiums without selling, and the margin-call, rate, and lapse risks involved.
Section 7702 & MEC Rules for Crypto Policies
How IRC §7702 and the 7-pay test define how much premium a life policy can take before becoming a Modified Endowment Contract (MEC) and losing favorable distribution treatment.

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